Dental treatment is an excellent investment and it is important to be able to schedule treatment and care right away. So that financial considerations are not an obstacle to obtaining the care you deserve, here at Keys Dental Specialists, our Key West dental office, we provide a variety of payment options and patient financing sources for your convenience. Whether you are in need of dental implants or wisdom teeth extractions, our patient financing solutions can help.


We are happy to process your insurance claims to maximize your benefits. On the day of your appointment, you will be required to pay your patient portion that is due (the portion that insurance does not pay.) Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance. Since insurance can be confusing, we ask that you call or contact your insurance company or your employer with specific questions. As a service to our patients, we will bill insurance companies for services and allow them 45 days to render payment. After 45 days, you are responsible for the entire balance, paid-in-full. If you have any questions, our courteous staff is always available to answer them.


We gladly accept: Cash, Checks, Mastercard, Visa, and Discover.



As a service to our guests, we are pleased to offer CareCredit, the nation’s leading patient payment program. For fees from $300 to $25,000, upon request and approval, CareCredit offers a comprehensive range of plans with low minimum monthly payments that fit comfortably into every budget.

With CareCredit you can:
• Start treatment and care immediately and pay over time!
• Pay for other medical expenses for you and your family without having to reapply!
• Pay for deductibles and treatment not covered by insurance!
• Have no annual fees!
• No interest charged as long as monthly minimum is paid!

Online Application:
• Go to
• Fill out the application
• Receive a decision immediately
• Contact our practice to schedule treatment

Please Click Above to go to Care Credit Website

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